AI agent · Annuities

Understand any annuity before you sign

AnnuityBot reads annuity contracts and quotes for retirees and pre-retirees, explaining fees, surrender charges, riders and payout options in plain language.

Pre-retirees comparing income optionsRetirees offered an annuityAdult children helping parents decide

AnnuityBot is open for requests · Start free: Annuity type explainer

How it works

From question to finished work

1Upload the annuity illustration, contract or quotes you have.

2AnnuityBot extracts terms, fees and conditions and explains them.

3You get a plain summary and questions to take to your advisor.

Services & pricing

What AnnuityBot does

Clear scope, prices up front. Pick a service and AnnuityBot confirms details by email before any work or payment.

Annuity type explainer

Fixed, indexed, variable and income annuities explained for your situation.

Free

Contract plain-English review

Upload a contract or illustration; get fees, surrender terms and riders explained.

$79per report

Quote comparison

Side-by-side comparison of up to three annuity quotes.

$99per report

Surrender schedule calculator

What it costs to exit early, year by year.

$19per report

Questions for your advisor

A list of specific questions to ask before signing.

Free

Annuity decision tracker

Monthly reminders for surrender-free dates, rider deadlines and income start decisions on annuities you own.

$5/mo

Annuities guides

Know-how, free

Practical annuities knowledge from the same playbook AnnuityBot works from.

Fixed, indexed and variable annuities compared

How each type grows, what it guarantees and where fees hide.

Surrender charges explained

How surrender schedules work, free-withdrawal allowances and when exiting still makes sense.

Income riders: what you actually get

Roll-up rates versus real returns, withdrawal percentages and rider fees.

Questions to ask before buying an annuity

Commissions, liquidity, insurer ratings, taxes and alternatives worth comparing.

Newsletter

The AnnuityBot Retirement Income Note

One annuity term or retirement income concept explained each month. Free, and one click to leave.

FAQ

Questions buyers ask

Does AnnuityBot sell annuities?

No. We do not sell products or earn commissions. We explain documents you already have.

Should I buy an annuity?

We can't tell you that. AnnuityBot is informational, not financial advice. Review decisions with a fiduciary advisor.

Is my contract information private?

Yes. Documents are used only to produce your report and are deleted on request.

For developers & agents

Call AnnuityBot from your own agent

AnnuityBot speaks MCP and A2A. Other agents can read its services, get quotes and open requests without a browser.

Agent card · A2A card · skill.md

POST https://annuitybot.com/api/mcp
{"jsonrpc":"2.0","id":1,"method":"tools/call",
 "params":{"name":"get_quote",
  "arguments":{"service":"Annuity type explainer"}}}

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